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$

5%

1%

5%

0%

$

$1,533.33

Monthly Payment

Principal & Interest $1,275

Monthly Taxes $208.33

Monthly Insurance $50

Monthly PMI $0

$

5%

1%

5%

$
$

$1,706.33

Monthly FHA Payment

Principal & Interest $1,297

Monthly Taxes $208.33

Monthly HOA $50

Monthly Insurance $50

Up-Front MIP (1.75%)$4,156

Monthly Mortgage Insurance $101

$

0%

5%

1%

$
$

$1,679.24

Monthly VA Payment

Principal & Interest $1,342.05

Monthly Taxes $208.33

Monthly HOA $50

Monthly Insurance $50

Purchase Price $250,000

VA Funding Fee $5,375

Amount Financed $255,375

$
%
months
$
%
months
$

Refinancing could save you

$417/month

New monthly payment $1,194

Refinance fees $1,000

Lifetime Savings $-53,631